Are you 50 or older? Time to CATCH UP on Your Retirement Accounts

July 29, 2016 10:44 am

I’m creeping close to the big 5-0. Many say it’s one of the milestone moments and if you’re lucky it is sometimes accompanied by a grander than usual birthday celebration.  Yes, you also get the often joked about AARP card. Sounds exciting right? Well, I found something even better to mark my 50th birthday. Are […]

Snowbirds: Try Renting Before You Buy

May 23, 2016 11:38 am

As a Financial Advisor in New England for more than 10 years, I’ve met with quite a few clients looking for advice on a second home to escape our most unpopular season: winter. Usually the conversation starts with my client telling me of the deals they can find on buying a vacation home in sunny […]

Simple Inspirations for Personal Savings and Investing

April 26, 2016 1:54 pm

StrategicPoint’s Women’s Planning Initiative held an evening gathering in May during which we discussed: The Anatomy of a Good Decision, including a look at what elements go into a worthwhile decision.  The topic is meant to be broad in order to encourage the sharing of views, but it got me thinking about one aspect of choice […]

Per Capita or Per Stirpes with your IRA?

February 16, 2016 3:59 pm

When you selected your beneficiaries on your investment accounts, do you know if you chose “per capita” or “per stirpes”? This is quite important to review now, because you want to make sure you understand how your money is distributed once you’re gone. There is no wrong or right way; there is only your way. […]

What is a Reverse Mortgage? Is it for Me?

January 19, 2016 4:27 pm

I was watching television the other night and more than a few commercials were touting reverse mortgages.  In fact, I have noticed over the last year or so that these commercials are more frequent than normal.   I have been asked by multiple clients about reverse mortgages recently – when I asked what prompted them to […]

Big Announcements to Social Security and Medicare-What They May Mean for You

October 16, 2015 2:08 pm

If you’re retired, and have started to collect Social Security you may want to skip this week’s news and go out and enjoy the fall weather that has arrived in New England. In the news are two announcements that can and will affect retirees- specifically those who collect Social Security and/or Medicare. Changes to Social […]

Misguided Financial Advice

August 12, 2015 2:01 pm

Last week, one of the most popular articles seen on a variety of investing and financial websites was built around a pithy quote from Jack Bogle, the founder of Vanguard, and his “Surprising Retirement Advice.” The crux of the article (http://time.com/money/3983178/vanguard-founder-jack-bogle-retirement-advice/) is that as investors are saving for retirement, he believes you should resist the […]

TV Interview: The Hesitant Investor

May 21, 2015 12:00 am

Building on her May 4th blog, Betsey Purinton spoke with WJAR’s Frank Coletta about The hesitant investor and why that investor should remain in the markets.