August 24, 2020
12:33 pm
Before we get to why I believe that we should finally put an end to the outdated and unnecessary Required Minimum Distribution (RMD) rule, it is important to see how we got here. In 1986, as the popularity of the use of IRAs, 401(k)s and rollover IRAs grew, Congress began to become worried that these […]
December 23, 2019
10:22 am
Caring for a disabled child requires planning for the near term and the future but understanding the best strategies to utilize can be challenging, as the rules and regulations are often complex and confusing. Thankfully, there are tools available to help caregivers put a plan in place to assist the disabled child financially, and, with […]
November 15, 2019
10:11 am
Over the summer I wrote a blog about how the Senate and the House were independently working to change the timing of when retirees would need to start taking their Required Minimum Distributions (RMD). Over the last few weeks there’s been some news, so I thought an update was due. Secure Act Update As a […]
April 15, 2019
11:08 am
Several clients have asked if we are happy with our move to Fidelity Investments. Our response has been that we couldn’t be more pleased with the changes we have seen since we transitioned custodians nineteen months ago. Fidelity has more than met our objectives to reduce client fees (low or free trading costs) and to […]
October 13, 2016
10:11 am
When I am discussing money with clients, the elephant in the room is “inheritance.” For the generation above, this means how much they want to leave to heirs and how they want the assets divided. For the generation below this involves how much an inheritance could affect key choices they make about where they live, […]
