Who Needs an Estate Plan?

August 19, 2015 2:05 pm

I find that there is a common misconception that only individuals or families with a high net worth need an estate plan, but that couldn’t be further from the truth.  Simply stated, an estate plan is meant to leave instructions for how you want your personal and financial affairs to be handled when you die […]

Cash Flow Tips for Small Business Owners

June 29, 2015 12:00 am

Whenever I start a meeting with a client, one of the first topics I bring up is “How is your cash flow month to month?” If a client is finding it difficult to juggle all of their financial commitments, I’ll sit with them and prepare a…

Buy or lease? A Business Owner’s Dilemma

May 15, 2015 12:00 am

This past February, I authored an article for the Rhode Island Small Business Journal entitled: Buy or lease? A Business Owner’s Dilemma.
One of my friends is a successful small business woman. She’s struggling with a big decision an…

Should I save in my Roth IRA or 401k?

April 13, 2015 12:00 am

The decision to invest in a 401k or a Roth IRA can be challenging.  After all, both options have significant tax benefits. However, when you get to experience the benefits usually occurs at different times in the investor’s life.  The 4…

Where’s my 1099? {The 2015 edition}

February 18, 2015 12:00 am

Last year I wrote a blog about 1099’s and why investors should expect their 1099’s to arrive in late February. I thought now would be a good time to republish this blog, because most of the information is still accurate.

I said it last ye…

Financial Items to Check Off Your List Before the End of the Year

December 15, 2014 12:00 am

It’s hard to believe that another year has gone by, but here we are in the final weeks of 2014.  Although this time of year is undoubtedly filled with celebrations, shopping and holiday festivities, it’s also time to take a last look a…

Do-it-Yourself Retirement Planning: When to Enlist a Professional

September 19, 2014 12:00 am

My wife and I bought our first home last year. As serial renters for the last 15+ years, we vastly underestimated the amount of time and energy that go into home ownership. As many of you probably experienced when you purchased your first home, my wife…