Misguided Financial Advice

August 12, 2015 2:01 pm

Last week, one of the most popular articles seen on a variety of investing and financial websites was built around a pithy quote from Jack Bogle, the founder of Vanguard, and his “Surprising Retirement Advice.” The crux of the article (http://time.com/money/3983178/vanguard-founder-jack-bogle-retirement-advice/) is that as investors are saving for retirement, he believes you should resist the […]

Cash Flow Tips for Small Business Owners

June 29, 2015 12:00 am

Whenever I start a meeting with a client, one of the first topics I bring up is “How is your cash flow month to month?” If a client is finding it difficult to juggle all of their financial commitments, I’ll sit with them and prepare a…

Annual 401k Match: Whoever Heard of Such a Thing?

March 2, 2015 12:00 am

A few weeks ago a friend and I were talking about retirement and our 401k plans. His company had recently changed their retirement plan and he’s been reviewing the paperwork for his new 401k.

As he read through his new employee handbook, it seem…

Your FICO credit score: What is it and How Do I Improve It?

January 19, 2015 12:00 am

Right after our Shred-it event last March, I wrote a blog about cleaning up your personal finances. One of the items I listed was checking your credit report once a year. This time I would like to explain in more detail your FICO credit score and how i…

Are You Underpaid? Is It Your Fault?

November 21, 2014 12:00 am

What would you say if I told you that many Americans are under paid?
You’d probably shake your head yes, and then daydream about how you can get your boss to give you a raise.

Now what would you say if I told you that many Americans are not rece…

Do-it-Yourself Retirement Planning: When to Enlist a Professional

September 19, 2014 12:00 am

My wife and I bought our first home last year. As serial renters for the last 15+ years, we vastly underestimated the amount of time and energy that go into home ownership. As many of you probably experienced when you purchased your first home, my wife…

3 Reasons Why You Shouldn’t Borrow From Your 401(k)

May 12, 2014 12:00 am

I’ve been asked recently by someone if he should borrow from his 401(k) to fund the down payment of a new home.  He had been given a myriad of different answers from people at work and finally came to me to hear the inevitable advice he was …

The Snowball Effect of Wedding Planning

April 24, 2014 12:00 am

I have stopped counting. It is an embarrassing admission. As a financial planner I should be tracking every penny spent in preparation for our daughter’s wedding. Instead, I have (almost) given up.

Take last Saturday. I went shopping for the &…