To Roth or not to Roth…That is the Question

June 9, 2014 12:00 am

You’re in your office and your human resources manager approaches you with a form that you need to fill out for the upcoming year with respect to the amount of your salary you want deducted from your paycheck for your 401(k) contributions. The fo…

3 Reasons Why You Shouldn’t Borrow From Your 401(k)

May 12, 2014 12:00 am

I’ve been asked recently by someone if he should borrow from his 401(k) to fund the down payment of a new home.  He had been given a myriad of different answers from people at work and finally came to me to hear the inevitable advice he was …

Remember that old 401k?

May 7, 2013 12:00 am

Derek Amey has some tips on reducing financial clutter and simplifying your path to retirement!

It seems like winter has dragged on forever around these parts, but I started to pull out the shorts and golf shirts from storage this weekend. More than o…

Picking Bond Funds in Your 401(k)

April 1, 2013 12:00 am

Much has been written about an impending bear market in bonds. Interest rates are expected to rise in the future and that could mean a decline in the value of your bond holdings and added risk to your portfolio. Forewarned is forearmed. Right? Well, no…

Do I dare ask Mom & Dad about their Retirement?

February 28, 2013 12:00 am

A few years ago my older sister asked me “Do we have to worry about supporting Mom & Dad in retirement?” I remember laughing it off at first, but then the financial advisor in me became scared.  I was worried because, at the time, …