Annual 401k Match: Whoever Heard of Such a Thing?

March 2, 2015 12:00 am

A few weeks ago a friend and I were talking about retirement and our 401k plans. His company had recently changed their retirement plan and he’s been reviewing the paperwork for his new 401k.

As he read through his new employee handbook, it seem…

Are You Underpaid? Is It Your Fault?

November 21, 2014 12:00 am

What would you say if I told you that many Americans are under paid?
You’d probably shake your head yes, and then daydream about how you can get your boss to give you a raise.

Now what would you say if I told you that many Americans are not rece…

To Roth or not to Roth…That is the Question

June 9, 2014 12:00 am

You’re in your office and your human resources manager approaches you with a form that you need to fill out for the upcoming year with respect to the amount of your salary you want deducted from your paycheck for your 401(k) contributions. The fo…

3 Reasons Why You Shouldn’t Borrow From Your 401(k)

May 12, 2014 12:00 am

I’ve been asked recently by someone if he should borrow from his 401(k) to fund the down payment of a new home.  He had been given a myriad of different answers from people at work and finally came to me to hear the inevitable advice he was …

Remember that old 401k?

May 7, 2013 12:00 am

Derek Amey has some tips on reducing financial clutter and simplifying your path to retirement!

It seems like winter has dragged on forever around these parts, but I started to pull out the shorts and golf shirts from storage this weekend. More than o…

Picking Bond Funds in Your 401(k)

April 1, 2013 12:00 am

Much has been written about an impending bear market in bonds. Interest rates are expected to rise in the future and that could mean a decline in the value of your bond holdings and added risk to your portfolio. Forewarned is forearmed. Right? Well, no…