Misguided Financial Advice

August 12, 2015 2:01 pm

Last week, one of the most popular articles seen on a variety of investing and financial websites was built around a pithy quote from Jack Bogle, the founder of Vanguard, and his “Surprising Retirement Advice.” The crux of the article (http://time.com/money/3983178/vanguard-founder-jack-bogle-retirement-advice/) is that as investors are saving for retirement, he believes you should resist the […]

You Can Borrow Money for College, but Not for Retirement

April 16, 2015 12:00 am

Last year my closest friends and family happily welcomed three healthy baby boys.  With that came a slew of financial questions that needed answering, the most common of which was pertaining to college savings accounts.

With the rising costs of c…

Should I save in my Roth IRA or 401k?

April 13, 2015 12:00 am

The decision to invest in a 401k or a Roth IRA can be challenging.  After all, both options have significant tax benefits. However, when you get to experience the benefits usually occurs at different times in the investor’s life.  The 4…

Annual 401k Match: Whoever Heard of Such a Thing?

March 2, 2015 12:00 am

A few weeks ago a friend and I were talking about retirement and our 401k plans. His company had recently changed their retirement plan and he’s been reviewing the paperwork for his new 401k.

As he read through his new employee handbook, it seem…

Financial Items to Check Off Your List Before the End of the Year

December 15, 2014 12:00 am

It’s hard to believe that another year has gone by, but here we are in the final weeks of 2014.  Although this time of year is undoubtedly filled with celebrations, shopping and holiday festivities, it’s also time to take a last look a…

Are You Underpaid? Is It Your Fault?

November 21, 2014 12:00 am

What would you say if I told you that many Americans are under paid?
You’d probably shake your head yes, and then daydream about how you can get your boss to give you a raise.

Now what would you say if I told you that many Americans are not rece…

3 Things You Need to Know About Target Funds

June 23, 2014 12:00 am

Target date funds are a relatively new investment option.  They are basically a mutual fund which links to a specified retirement date of your choice, and their allocation is comprised of varying percentages of equities, fixed income and cash, dep…