EPISODE 63
Is It Time to Make a Budget?
In our most recent podcast, the Novice and the Nerd discuss the importance of creating and sticking to a budget, and how taking...
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Billionaires Selling Stock
Should you be concerned when you see that billionaires are selling stocks in large quantities? In our latest podcast episode, our Nerd answers...
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The Fed Has Started to Cut Rates…Now What?
Now that the Fed has started to cut interest rates, our Nerd discusses how this can impact the economy, CDs Mortgages, savings accounts...
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The Novice and The Nerd RETURN!
The Novice and The Nerd RETURN, with a timely discussion about some changes coming in 2025 that may impact Required Minimum Distributions, ROTH...
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Inverted Yield Curve
What is an inverted yield curve? How is it helping all of us make more money in our savings accounts? Will current money...
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Time to review your 529?
Using a 529 to save for college? Is your child in High School? It might be time to revisit your 529! Listen to...
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Top Things We Wish RI Teachers Knew About Their Retirement
Rhode Island Teachers have unique options when it comes to saving for retirement. In our latest episode, we discuss these options and Derek...
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Should You Have a ROTH IRA?
Hey Gen-X, should you have a ROTH IRA? Think you may not be eligible to use one so never bothered? In our latest...
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The Fed’s 2% Inflation Target
Have you ever wondered why the Federal Reserve aims to hit a 2% inflation rate? In this episode of The Novice and The...
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Commercial Real Estate
On this episode, Derek examines the current state of the commercial real estate market and how fears of changing work habits are affecting...
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Used Cars and Maturing Leases
On this episode, we discuss the Novice’s realization that her new, “used” car payment may be just a little more expensive than she...
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Current State of the US Housing Market
On this episode of the Novice and the Nerd, Derek and Laura discuss the current state of the housing market and the dramatic...
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Silicon Valley Bank Failure
On this episode of Novice and the nerd, Laura and Derek do a postmortem on the Silicon Valley Bank failure and how some...
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The Debt Ceiling 2023
With the US hitting the debt ceiling again in January 2023, Derek and Laura discuss its potential impact on markets and the economy....
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SECURE ACT 2.0
Derek and Laura drill into SECURE Act 2.0 to see how it impacts your retirement plan for topics like Required Minimum Distributions, ROTH...
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FTX and the 2023 Tax Landscape
Derek and Laura discuss the FTX bankruptcy and then changes to taxes and retirement savings for 2023! Find complete show notes and links...
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The Bond Market in 2022
The bond market has had a rough year- Derek and Laura cover the basics of bond investing & why 2022 has been so...
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Breaking CDs and Potential Natural Gas Shortages
Do you have CDs? Derek and Laura discuss why you may want to consider breaking them. Additionally, they talk about why all of...
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Stagflation
On this episode we discuss what Stagflation is, why some are worried about it and what can be done. Find complete show notes...
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Indexed Universal Life Policies
Derek and Laura invite another “nerd” and fellow advisor Kristina Mello to talk about different insurance policies and answer a listener’s question! Find...
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9 Signs of Inflation
There’s more to measuring inflation than just the monthly press release. Our episode today breaks down some other commonly used data to see...
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iBonds, Bitcoin in Your 401(k), and SECURE Act 2.0
Have you been hearing about “government bonds” offering a higher return lately? Derek explains what iBonds are and what investing in them looks...
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The Fed, The Markets and The Economy, Oh My!
After the Fed raised rates by 0.5%, Derek and Laura discuss the recent market moves, and our nerd explains the lack of control...
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The Fear Index, The Fed and Gas Prices
In this episode the Novice and the Nerd discuss the VIX index, the Fed raising rates and if high gas prices are here...
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Women and Financial Planning
In this episode, Laura and (guest “nerd”) Kristina Mello use the timing of Women’s History Month to focus on the unique financial challenges...
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How the Ukrainian invasion could affect the Fed, the economy and the markets
This episode covers the Russian invasion of Ukraine and how it could potentially impact the US economy, the markets and monetary policy. Find...
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Can You Save Your Way to One Million?
Can you reach one million in your retirement account by simply saving? Derek breaks down how to accomplish this feat, and he also...
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Inflation & Capital Gains
This episode covers a brief overview of capital gains taxes and how they affect investment properties, as well as a discussion on the...
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Tips For Helping Your Kids Invest
If you’re interested in learning how to help your kids start investing, our Nerd breaks down different options, including 529 plans, ROTH IRAs,...
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Omicron, DAO & WuTang
In this episode we discuss the Omicron variant and how it’s affecting the markets, as well as DAOs – a new acronym that...
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Where Did All the Workers Go?
Everywhere you look seems to have “help wanted” ads, so on this episode the Novice and The Nerd, we discuss where all the...
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Health Savings Accounts (HSAs)
Explaining another popular acronym, Derek discusses HSAs and how they could be used for purposes of maximizing your retirement savings. Find complete show...
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Debt Ceiling
In this episode we discuss a brief history of the debt ceiling, why it’s self-inflicted chaos, and one crazy idea being discussed to...
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Qualified Charitable Distributions (QCDs)
Have you heard the acronym “QCD”? Derek explains what qualified charitable distributions are and describes how retirees could potentially lower their tax exposure...
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Is Social Security about to run out of money?
A new report released recently included some disappointing news about the state of Social Security. On this episode we discuss when it could...
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Is it STILL time to refinance?
Haven’t refinanced yet? The Nerd discusses why he’s refinancing for 2nd time in 18 months and why you might want to hurry up!...
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Child Tax Credits, Why Companies Go Public & AMC Stock
On this episode of the Novice and the Nerd, we discuss the child tax credit changes, explain why companies decide to go public,...
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The Price is Right & The Great Resignation
On this episode of the Novice and the Nerd, we answer listener questions, discuss The Price is Right, and look at reasons for...
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Inflation Part 2
On this episode of the Novice and the Nerd we follow up with what inflation could mean for your investments. Find complete show...
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Inflation Part 1
On this episode of the Novice and the Nerd we cover the basics of inflation, why everyone seems to be talking about it...
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Gas Prices
On this episode of the Novice and the Nerd we discuss who is really to blame for higher prices at the pump. Find...
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Tesla & Joining the S&P 500
On this episode of the Novice and the Nerd, we discuss the spike in Christmas tree sales, the potential future of Movie Theaters,...
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Modern Monetary Theory
On this episode of the Novice and the Nerd, Derek explains MMT (Modern Monetary Theory) and how it could be applied to another...
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Understanding Home Sales in times of Covid
On this episode of the Novice and the Nerd, we’re discussing one of the bright spots during Covid: housing. We review the reported...
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How Covid Has Affected Your 401(k)
On this episode of the Novice and the Nerd, we discuss how Covid-19 could affect saving in your 401(k), including employer match and...
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Pensions and Covid
On this episode of the Novice and the Nerd, we discuss some misconceptions surrounding pensions and how Covid-19 could have affected these types...
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Budgeting and Home Projects
On this episode of the Novice and The Nerd, we discuss the importance of setting a budget, as well as some home projects...
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Explaining S&P Structure
On this episode of the Novice and The Nerd, we discuss Derek’s latest blog where he explains a worrisome trend emerging with the...
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Unemployment, Oil and Expensive Market
On this episode of the novice and the nerd, Is the market expensive? Just how high can unemployment go? Was the price of oil...
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Questions from Our Audience
On this episode of the novice and the nerd, we’re answering some questions from YOU, the listener! First, how do we make back...
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Retirement Plans During Current Market Turmoil
This episode of the novice and the nerd will focus on employee-sponsored retirement plans and how to handle these types of accounts in...
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The CARES Act
This episode of the Novice and the Nerd includes a discussion of the CARES Act, including who will be receiving rebates, changes to...
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Financial Markets and Coronavirus
On this episode of the Novice and the Nerd, we’re talking about the current state of the markets in the midst of the...
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Refinancing
While markets are in turmoil there may be a silver lining for homeowners. On this episode of the novice and the nerd, we...
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1099s and Autonomous Cars
On this episode of The Novice and The Nerd, we talk about 1099s, and Derek Amey spooks me about the future of autonomous...
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Why the Next Recession May Feel Worse for Investors
On this episode of The Novice and The Nerd, we warn investors, especially Gen X’ers, of the affects that a recession could have...
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Social Security
On this episode of The Novice and The Nerd, we’re talking about Social Security- how I (and many other people, I’ve learned) don’t...
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Holidays, Spending and Saving
On this episode of The Novice and The Nerd, we’re talking about the Holiday season and how your finances are affected by the...
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Welcome to the Novice and the Nerd!
On this episode of The Novice and The Nerd, we introduce ourselves! Learn about why we decided to start this podcast and how...
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