Financial Items to Check Off Your List Before the End of 2018

November 26, 2018 11:18 am

We are approaching the end of another year.  The next month will be filled with celebrations, shopping and other holiday festivities, but it’s also time to take a last look at your finances before the end of the year to make sure you are taking advantage of money saving opportunities before they are lost.  Because […]

Market Turbulence

October 29, 2018 12:54 pm

One factor of the October rout in the stock market has been rising interest rates.  The market has concerns that the Federal Reserve could eventually overshoot (raise interest rates too high) and stifle economic growth. While an overshoot seems unlikely until sometime in 2020, investors tend to signal their displeasure early. At this point in […]

Charitable Giving: Exploring Donor Advised Funds

October 25, 2018 11:56 am

Following the passage of the Tax Cuts and Jobs Act (“TCJA”) last year, and the increase in the standard deduction that came with it, there’s a lot of industry discussion about the impact that this may have on charitable giving. Many of us give to charities for reasons beyond receiving a tax deduction. However, there […]

Are you Reviewing Your Beneficiaries Frequently Enough?

September 27, 2018 11:14 am

This might seem like an easy question to answer but as our financial lives tend to be complex with many moving parts, remembering to update your beneficiaries when life events occur is sometimes not at the forefront of our minds.  Reviewing them at least once a year, if you have a change in marital status, […]

Tips for Charitable Giving in Times of Crisis

September 17, 2018 12:00 am

In 2016, over $390 billion was donated to charitable causes in the US.  Many people donate money and time to their favorite charities throughout the year.  Some choose to set up scheduled giving such as a monthly donation, while others make their donations at the end of the year.  When unexpected events, like Hurricanes Harvey […]

Should I Bank Online?

August 17, 2018 10:15 am

Emergency reserves are a vital part of every good financial plan.  Having extra savings that can be accessed to cover an unexpected expense enables you to avoid charging up credit cards and taking withdrawals from retirement savings.  So where should you keep those reserves and how should they be invested?  Or should they be invested […]

How much should I have in my 401k at age X?

August 9, 2018 12:00 am

As the calendar turns to 2014, many folks use the month of January to review their retirement balances and see how their accounts have grown. Whether it’s the cold weather that makes people pay more attention or a derivative of a new year’s…