Our 2020 Market Commentary was written before the killing of Iranian Maj. Gen. Qassim Suleimani. The military action does not change our outlook but does confirm the importance of geopolitical risk in our analysis. Financial Outlook 2020 Analysts generally agree that 2020 will be a decent year for the United States economy, with a possible […]
Caring for a disabled child requires planning for the near term and the future but understanding the best strategies to utilize can be challenging, as the rules and regulations are often complex and confusing. Thankfully, there are tools available to help caregivers put a plan in place to assist the disabled child financially, and, with […]
New year, new budget! The holidays are over, the new year has arrived, and we’ve begun a new year to meet your financial goals. Don’t let unexpected expenses derail your plans for the new year. The start of a new year is the perfect time to clear off your kitchen table and take an in-depth […]
Over the summer I wrote a blog about how the Senate and the House were independently working to change the timing of when retirees would need to start taking their Required Minimum Distributions (RMD). Over the last few weeks there’s been some news, so I thought an update was due. Secure Act Update As a […]
One of the standard topics at our meetings with clients is our market outlook. Recently I have noticed that clients are more attentive than usual to what we say. I attribute this to all the noisy headlines that do more to confuse than clarify where the economy is headed. Clients are feeling they have a […]
Whether you are starting a family or nearing retirement, there are considerations to be made as to your need for life insurance. Many people don’t think they need it, and if they think they might, they don’t necessarily know how much they require. In fact, where you are in your life will determine how much […]
I found myself ranting in front of a client the other day (something I rarely do.). It was about the real estate market. Not how well (or poorly) the housing market was performing, but rather the toll the selling process was taking on my clients. My complaint: selling homes has gone the way of the […]
The last time we owned a dedicated position of gold in our portfolios was early 2013. Over the last six and a half years gold prices have generally disappointed, with the exception being the last few months. However, the outlook for the commodity may continue to brighten, at least according to the research we have […]
Cybersecurity in the News Many of us have become aware of serious data breaches over the last several years involving big companies such as Target, Yahoo, Marriot and Equifax. These data breaches affected hundreds of millions of people around the world and brought light to the importance of cybersecurity, a topic that otherwise doesn’t garner […]
On May 23rd the House of Representatives passed a bill “Setting Every Community Up for Retirement Enhancement” or SECURE for short. While the name is a little zany, this bill would make some of the biggest changes to retirement policy in over 10 years. The bill is expected to get fast-tracked in the Senate, as […]
