Readying for Retirement: Items Women Need to Address Before Retiring

September 2, 2016 9:01 am

The decision to retire is not one that many women take lightly, nor should they.  There are extensive considerations that need to be addressed before embarking on this new chapter of life.  Women encounter many unique challenges when facing the decision to retire, such as longer life expectancies, expectations of continuing in the role of […]

Uninsured and Underinsured Automobile Insurance: Why the Extra Coverage Matters

August 19, 2016 10:20 am

I was at family camp recently and the topic of uninsured/underinsured coverage came up in conversation; in talking with other families, I was amazed at how little most people knew about their auto insurance policies. As the name suggests, this part of your auto insurance policy is rather self-explanatory. However, it is my opinion that […]

Career Change and Money Management: 3 Post-Recession Realities

August 10, 2016 9:28 am

I recently attended a going-away party for a family who is relocating to Florida—new job, new home, new state. Amidst all the excitement and well wishes, it started to dawn on me: a lot of people are switching jobs lately, including many of my clients, family, and friends. Nearly 10 years after the Great Recession, […]

Are you 50 or older? Time to CATCH UP on Your Retirement Accounts

July 29, 2016 10:44 am

I’m creeping close to the big 5-0. Many say it’s one of the milestone moments and if you’re lucky it is sometimes accompanied by a grander than usual birthday celebration.  Yes, you also get the often joked about AARP card. Sounds exciting right? Well, I found something even better to mark my 50th birthday. Are […]

Do you own company stock in your 401(k)?

July 5, 2016 9:52 am

One of my clients is retiring this year and we were discussing what to do with his 401(k) at our bi-annual meeting.   While typically most people either opt to leave their 401(k) as-is in their company plan or roll it over to an IRA, a third option is available if you own your company’s stock […]

Income Planning in Retirement: Which Withdrawal Strategy Should You Use?

June 2, 2016 10:09 am

You’ve worked hard and saved for a long time, and it’s finally time to retire.  In planning for retirement, you will need to evaluate your retirement income sources.  For most, a Social Security benefit will be one of the fixed sources of monthly income.  Others may also receive a monthly pension or perhaps a monthly […]

Snowbirds: Try Renting Before You Buy

May 23, 2016 11:38 am

As a Financial Advisor in New England for more than 10 years, I’ve met with quite a few clients looking for advice on a second home to escape our most unpopular season: winter. Usually the conversation starts with my client telling me of the deals they can find on buying a vacation home in sunny […]

Are you Reviewing Your Beneficiaries Frequently Enough?

May 16, 2016 10:21 am

This might seem like an easy question to answer but as our financial lives tend to be complex with many moving parts, remembering to update your beneficiaries when life events occur is sometimes not at the forefront of our minds.  Reviewing them at least once a year, if you have a change in marital status, […]

Simple Inspirations for Personal Savings and Investing

April 26, 2016 1:54 pm

StrategicPoint’s Women’s Planning Initiative held an evening gathering in May during which we discussed: The Anatomy of a Good Decision, including a look at what elements go into a worthwhile decision.  The topic is meant to be broad in order to encourage the sharing of views, but it got me thinking about one aspect of choice […]