Who We Serve:
Clients Living in Retirement
You’ve Transitioned Out of Your Career
We’ll help ensure you enjoy a stress-free, financially sound retirement
When you’re drawing from savings or reevaluating estate plans,
it’s nice to know you have a reliable wealth management team in your corner.
We Can Help You By:
- Developing retirement income strategies
- Funding charitable gifting goals
- Planning for inter-generational wealth transfer
- Creating a long-term care plan
Develop Your
Retirement Income
Strategies
Once you’re retired, how you draw from your investments matters just as much as how you built them. We can help you develop a personalized withdrawal strategy that supports your lifestyle while minimizing taxes over time.
We’ll also help you plan your legacy with the latest inheritance rules in mind—such as the 10-year rule for inherited IRAs, which requires beneficiaries to fully withdraw the funds within a decade.
With the right guidance, you can feel confident about using your savings wisely today while positioning your loved ones to benefit from your planning in the future.
Fund Your
Charitable
Gifting Goals
In retirement, charitable giving can be both personally meaningful and financially savvy. Our advisors can help you maximize your impact by using tools like Qualified Charitable Distributions (QCDs), which allow you to donate directly from your IRA while reducing taxable income.
We may also recommend Donor-Advised Funds (DAFs) for more strategic, long-term giving. With the right approach, you can support causes you care about while also gaining valuable tax advantages—making your generosity go even further for both you and the organizations you love.
Plan for Your
Inter-generational
Wealth Transfer
In retirement, passing wealth to loved ones takes careful planning. Our advisors help ensure you don’t outlive your savings—your top priority—while also creating a legacy plan.
We’ll guide you through federal and state estate tax limits, annual gifting rules, and strategies like funding college for grandchildren.
From maximizing tax efficiency to protecting your assets, we provide the structure and confidence to support your family’s future while keeping your own financial security firmly in place. It’s about giving wisely, without giving too much.
Create a
Long-Term
Care Plan
Planning for your own long-term care can feel overwhelming, but our advisors can help you explore the best options for your situation.
We’ll help you evaluate whether a long-term care insurance policy makes sense, or if self-insuring is realistic based on your assets. We can also show you how home equity might be used to fund future care needs.
With the right strategy, you can protect your independence, preserve your savings, and prepare for the unexpected with confidence.
Start the Process With StrategicPoint
Ready to Feel Confident With Your Finances?
We understand the importance of every financial decision once you’ve retired,
and we can help you determine the best approach based on your options, needs, and goals.
RESOURCES
Education and Thought Leadership from StrategicPoint
