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There’s more to measuring inflation than just the monthly press release. Our episode today breaks down some other commonly used data to see what the trends in inflation show.
Have you been hearing about “government bonds” offering a higher return lately? Derek explains what iBonds are and what investing in them looks like. We also discuss Bitcoin potentially being offered in 401(k) plans and an update on the SECURE Act 2.0 and what that could mean for Required Minimum distributions.
After the Fed raised rates by 0.5%, Derek and Laura discuss the recent market moves, and our nerd explains the lack of control investors can have in both the stock and bond markets.
In this episode the Novice and the Nerd discuss the VIX index, the Fed raising rates and if high gas prices are here to stay
In this episode, Laura and (guest “nerd”) Kristina Mello use the timing of Women’s History Month to focus on the unique financial challenges women can face, along with highlighting the importance of financial planning.
This episode covers the Russian invasion of Ukraine and how it could potentially impact the US economy, the market and monetary policy.
Can you reach one million in your retirement account by simply saving? Derek breaks down how to accomplish this feat, and he also shares his personal story of what it’s like to buy a car in 2022!
This episode covers a brief overview of capital gains taxes and how they affect investment properties, as well as a discussion on the Fed and the expectations for the pace of rate hikes in 2022 and beyond.
If you’re interested in learning how to help your kids start investing, our Nerd breaks down different options, including 529 plans, ROTH IRAs, and UGMA/UTMA accounts.
In this episode we discuss the Omicron variant and how it’s affecting the markets, as well as DAOs – a new acronym that our Novice learned about with the help of the WuTang Clan!
Everywhere you look seems to have “help wanted” ads, so on this episode the Novice and The Nerd, we discuss where all the workers could be.
Explaining another popular acronym, Derek discusses HSAs and how they could be used for purposes of maximizing your retirement savings.
In this episode we discuss a brief history of the debt ceiling, why it’s self-inflicted chaos, and one crazy idea being discussed to solve it forever called Mint The Coin!
Have you heard the acronym “QCD”? Derek explains what qualified charitable distributions are and describes how retirees could potentially lower their tax exposure by using these strategically.
A new report released recently included some disappointing news about the state of Social Security. On this episode we discuss when it could happen, how it can affect your retirement projections and how the government could step in.
Haven’t refinanced yet? The Nerd discusses why he’s refinancing for 2nd time in 18 months and why you might want to hurry up!
On this episode of the Novice and the Nerd, we discuss the child tax credit changes, explain why companies decide to go public, and look at AMC stock (yes, the movie theater) and why its so volatile.
On this episode of the Novice and the Nerd, we answer listener questions, discuss The Price is Right, and look at reasons for the “great resignation” happening while the economy starts to heal.
On this episode of the Novice and the Nerd we follow up with what inflation could mean for your investments.
On this episode of the Novice and the Nerd we cover the basics of inflation, why everyone seems to be talking about it lately, and reasons it may not persist.
On this episode of the Novice and the Nerd we discuss all aspects of pensions.
On this episode of the Novice and the Nerd we discuss who is really to blame for higher prices at the pump.
On this episode of the Novice and the Nerd we discuss Bitcoin, blockchain technologies and why everyone is talking about them!
On this episode of the Novice and the Nerd, we talk about what exactly is going on with GameStop, what selling short means and how this one stock could be impacting the broader market.
On this episode of the Novice and the Nerd, we discuss the spike in Christmas tree sales, the potential future of Movie Theaters, and what Tesla joining the S&P 500 means for the stock market.
On this episode of the Novice and the Nerd, Derek explains MMT (Modern Monetary Theory) and how it could be applied to another potential economic shutdown.
On this episode of the Novice and the Nerd, we’re discussing one of the bright spots during Covid: housing. We review the reported sales numbers and introduce you to our Financial Planner and Advisor Kristina Mello to help cover the basics of home buying.
On this episode of the Novice and the Nerd, we discuss how Covid-19 could affect saving in your 401(k), including employer match and potential new government rules.
On this episode of the Novice and the Nerd, we discuss some misconceptions surrounding pensions and how Covid-19 could have affected these types of defined benefit plans.
On this episode of the Novice and The Nerd, we discuss the importance of setting a budget, as well as some home projects many may be considering while home for the summer.
On this episode of the Novice and The Nerd, we discuss Derek’s latest blog where he explains a worrisome trend emerging with the S&P 500.
On this episode of the novice and the nerd, Is the market expensive? Just how high can unemployment go? Was the price of oil really negative? Tune into this episode to hear Derek and Laura’s takes on these subjects and more!
We’re answering some questions from YOU, the listener! First, how do we make back what we’ve lost, so far, in the markets. Second, how are your 529 plans affected. And third, what’s the Fed doing to help?
This episode of the novice and the nerd will focus on employee-sponsored retirement plans and how to handle these types of accounts in the middle of the current market turmoil.
This episode of the Novice and the Nerd includes a discussion of the CARES Act, including who will be receiving rebates, changes to unemployment and how RMDs will be affected.
On this episode of the Novice and the Nerd, we’re talking about the current state of the markets in the midst of the Coronavirus.
While markets are in turmoil there may be a silver lining for homeowners. On this episode of the novice and the nerd, we discuss refinancing in this low interest rate environment.
We discuss 1099s, and Derek Amey spooks Laura Bard about the future of autonomous cars.
We warn investors, especially Gen X’ers, of the affects that a recession could have on their retirement accounts.
We’re talking about Social Security- how our Novice (and many other people, we’ve learned) don’t think we will have it when its our turn to retire in 20-30 years. Our Nerd explains HOW the system works and explains some potential solutions to ensuring the Social Security system stays funded for our kids!
We’re talking about the Holiday season and how your finances are affected by the costs of holiday spending, tipping and the increase of the costs associated with the season.
Learn about why we decided to start this podcast and how we plan to help YOU better understand your finances!