2019 Market Update

We thought we would bring you up to date on our outlook for the markets. While December unnerved many investors, the beginning of 2019 brought renewed confidence. Since the beginning of March, however, equity markets have started to roll over. Why might this downturn be happening and where could the markets be headed? Where we are not worried: The markets...

4 Ways to Spend Your Income Tax Refund

For 2018, the IRS estimates that 70% of American taxpayers will receive a refund.  There are arguments both for and against having so much tax withheld from your paycheck or other income sources that you wind up getting a refund.  Some argue that overpaying taxes is essentially an interest free loan to Uncle Sam.  Others prefer to use tax withholding...

Introducing: Sustainable Investing Services

I started my career with StrategicPoint way back in 2001, and a lot has changed since then- both with the firm and personally. Back then I was working in client service and placing trades on behalf of the advisors. Personally, I was single and living with some college friends. This summer, my wife and I are expecting our second son to...

StrategicPoint is pleased to introduce “Sustainable Investing Services,” offering a solution for investors who desire a balance between personal values and investment goals.

Investment firm to offer sustainable investing portfolios to complement its traditional asset allocation investment approach. Providence, RI, January 24, 2019 – StrategicPoint Investment Advisors, in an effort to support clients who are looking to integrate personal values with their approach to investing, announced today the launch of its Sustainable Investing Services. In the socially conscious investing space in recent years,...

2019 The New Year

The New Year is supposed to be a fresh start. We get to begin all over again with energetic resolutions and stalwart promises, putting last year’s disappointments behind us. Investors are all for leaving behind 2018, which was a particularly rough year. Most asset classes turned in negative performance while volatility punctuated the year at dizzying levels. Will markets turn...

Financial Items to Check Off Your List Before the End of 2018

We are approaching the end of another year.  The next month will be filled with celebrations, shopping and other holiday festivities, but it’s also time to take a last look at your finances before the end of the year to make sure you are taking advantage of money saving opportunities before they are lost.  Because of the Tax Cuts and...

Market Turbulence

One factor of the October rout in the stock market has been rising interest rates.  The market has concerns that the Federal Reserve could eventually overshoot (raise interest rates too high) and stifle economic growth. While an overshoot seems unlikely until sometime in 2020, investors tend to signal their displeasure early. At this point in time the stimulus (tax cuts...

Charitable Giving: Exploring Donor Advised Funds

Following the passage of the Tax Cuts and Jobs Act (“TCJA”) last year, and the increase in the standard deduction that came with it, there’s a lot of industry discussion about the impact that this may have on charitable giving. Many of us give to charities for reasons beyond receiving a tax deduction. However, there is concern that the overall...

Are you Reviewing Your Beneficiaries Frequently Enough?

This might seem like an easy question to answer but as our financial lives tend to be complex with many moving parts, remembering to update your beneficiaries when life events occur is sometimes not at the forefront of our minds.  Reviewing them at least once a year, if you have a change in marital status, the birth of child or...

Struggling to Save for Retirement While Paying Off Your Student Loans? How One Company’s Novel Approach May Set the Standard for the Future.

Over the summer there was an interesting IRS ruling that was spurred by a single company trying to provide a unique perk to their employees.  Record low unemployment has resulted in a challenge for companies to find and keep qualified candidates, especially recent graduates. In an effort to attract and retain these folks, one company has started a unique new...