Are We Concerned Yet?

We are getting a few questions from clients on the nature of the most recent stock market sell-off. We thought it would be a good opportunity to address these questions in our blog, so that all clients can hear our response. Let’s start with the surprise factor. Was this week’s dramatic two-day pullback unanticipated? Not in the least. Analysts and...

Why the Stock Market Cares So Much About the Coronavirus

For the last few weeks, it feels like the stock market has been responding positively and negatively to every new piece of information around the coronavirus. This article is not meant to diminish the impact this disease has on human life, but rather focus on why the market seems to care so much. Why does it seem like the market...

Outlook 2020: The Pause Effect

Our 2020 Market Commentary was written before the killing of Iranian Maj. Gen. Qassim Suleimani. The military action does not change our outlook but does confirm the importance of geopolitical risk in our analysis. Financial Outlook 2020 Analysts generally agree that 2020 will be a decent year for the United States economy, with a possible upturn in the global economy...

Planning for a Disabled Child

Caring for a disabled child requires planning for the near term and the future but understanding the best strategies to utilize can be challenging, as the rules and regulations are often complex and confusing. Thankfully, there are tools available to help caregivers put a plan in place to assist the disabled child financially, and, with the help of a financial...

Get the Checklist: Organizing Your Finances for the New Year

New year, new budget! The holidays are over, the new year has arrived, and we’ve begun a new year to meet your financial goals. Don’t let unexpected expenses derail your plans for the new year. The start of a new year is the perfect time to clear off your kitchen table and take an in-depth view at your overall financial...

The Unpredictable Nature of Investor Psychology

One of the standard topics at our meetings with clients is our market outlook. Recently I have noticed that clients are more attentive than usual to what we say. I attribute this to all the noisy headlines that do more to confuse than clarify where the economy is headed.  Clients are feeling they have a lot at stake when it...

Life Insurance Considerations

Whether you are starting a family or nearing retirement, there are considerations to be made as to your need for life insurance. Many people don’t think they need it, and if they think they might, they don’t necessarily know how much they require. In fact, where you are in your life will determine how much insurance coverage you need, and...

Destination Homes: Home Sales Have Gone the Way of the Wedding

I found myself ranting in front of a client the other day (something I rarely do.). It was about the real estate market. Not how well (or poorly) the housing market was performing, but rather the toll the selling process was taking on my clients.  My complaint: selling homes has gone the way of the wedding, and homeowners are none...

Has Gold’s Time Come Again?

The last time we owned a dedicated position of gold in our portfolios was early 2013. Over the last six and a half years gold prices have generally disappointed, with the exception being the last few months. However, the outlook for the commodity may continue to brighten, at least according to the research we have been conducting. The case for...