Top 3 Considerations When Selecting a 529 Plan

November 13, 2017 12:04 pm

If you are saving for college for your children, a 529 college savings plan is one of the best vehicles to utilize.  A 529 plan is a tax-deferred account that allows you to save money and invest it for future college expenses.  As long as you use the funds for qualified college expenses, withdrawals from […]

5 Tips to Make Your 401k Grow

January 1, 2017 12:00 am

For most Americans, 401k plans, qualified plans or defined contribution plans are the most popular savings vehicles for retirement.  With most private companies doing away with pension plans and the uncertainty of Social Security, individuals need…

Financial Items to Check Off Your List Before the End of the Year

October 26, 2016 10:08 am

It’s hard to believe that another year has almost gone by, but here we are in the final months of 2016.  Although we are approaching the holiday months that are filled with celebrations, shopping and holiday festivities, it’s also time to take a last look at your finances before the end of the year to […]

Snowbirds: Try Renting Before You Buy

May 23, 2016 11:38 am

As a Financial Advisor in New England for more than 10 years, I’ve met with quite a few clients looking for advice on a second home to escape our most unpopular season: winter. Usually the conversation starts with my client telling me of the deals they can find on buying a vacation home in sunny […]

Where’s my 1099? {The 2016 edition}

February 8, 2016 3:17 pm

Every year I write a blog about 1099s and why investors should expect their 1099s to arrive in late February. I thought now would be a good time to republish this blog, because most of the information is still accurate. As I’ve been saying for many years, unless there is a major change in tax […]

The Return of Qualified Charitable Distributions

February 4, 2016 2:19 pm

I love a good comeback, so I was especially pleased to learn that Congress brought back qualified charitable distributions in 2015.  A qualified charitable distribution (QCD) is a donation made directly from your IRA to a charity when you have reached the age of 70 ½.  70 ½ is the magic age when Uncle Sam […]

Big Announcements to Social Security and Medicare-What They May Mean for You

October 16, 2015 2:08 pm

If you’re retired, and have started to collect Social Security you may want to skip this week’s news and go out and enjoy the fall weather that has arrived in New England. In the news are two announcements that can and will affect retirees- specifically those who collect Social Security and/or Medicare. Changes to Social […]

Who Needs an Estate Plan?

August 19, 2015 2:05 pm

I find that there is a common misconception that only individuals or families with a high net worth need an estate plan, but that couldn’t be further from the truth.  Simply stated, an estate plan is meant to leave instructions for how you want your personal and financial affairs to be handled when you die […]

Cash Flow Tips for Small Business Owners

June 29, 2015 12:00 am

Whenever I start a meeting with a client, one of the first topics I bring up is “How is your cash flow month to month?” If a client is finding it difficult to juggle all of their financial commitments, I’ll sit with them and prepare a…