The Fallout from Brexit

June 27, 2016 10:50 am

The British vote to leave the European Union (Brexit) was a local shock—a political event. In and of itself, it was not an economic event, although it could have major financial repercussions. In an immediate response, markets reacted forcefully responding to concerns that the ultimate economic and political outcomes are indeterminate and ambiguous. As is […]

Snowbirds: Try Renting Before You Buy

May 23, 2016 11:38 am

As a Financial Advisor in New England for more than 10 years, I’ve met with quite a few clients looking for advice on a second home to escape our most unpopular season: winter. Usually the conversation starts with my client telling me of the deals they can find on buying a vacation home in sunny […]

Simple Inspirations for Personal Savings and Investing

April 26, 2016 1:54 pm

StrategicPoint’s Women’s Planning Initiative held an evening gathering in May during which we discussed: The Anatomy of a Good Decision, including a look at what elements go into a worthwhile decision.  The topic is meant to be broad in order to encourage the sharing of views, but it got me thinking about one aspect of choice […]

Putting Your Cash to Work

March 28, 2016 10:30 am

It is not unusual for a client to call me and want to put some cash to work. “Is this a good time?” the client often asks. While I am a firm believer in investing, how I answer that question depends on the person I am talking to. Many people find it difficult to part […]

Outlook for a Recession

February 29, 2016 5:59 pm

If one looks at the returns for the S&P 500 from 1980 through 2015, the “down years” (returns of negative 7% or greater at year end) have all been tied to one of three events: a recession, a bubble bursting, or a credit crisis. In this week’s commentary, I talk about the first cause of […]

Per Capita or Per Stirpes with your IRA?

February 16, 2016 3:59 pm

When you selected your beneficiaries on your investment accounts, do you know if you chose “per capita” or “per stirpes”? This is quite important to review now, because you want to make sure you understand how your money is distributed once you’re gone. There is no wrong or right way; there is only your way. […]

The Return of Qualified Charitable Distributions

February 4, 2016 2:19 pm

I love a good comeback, so I was especially pleased to learn that Congress brought back qualified charitable distributions in 2015.  A qualified charitable distribution (QCD) is a donation made directly from your IRA to a charity when you have reached the age of 70 ½.  70 ½ is the magic age when Uncle Sam […]

A Volatile Start to 2016: What’s Driving the Markets These Days

January 21, 2016 8:06 pm

There’s an old axiom that when looking to buy a house, the only three things that matter are “Location, Location, Location.” Well as 2016 has started, the market has really begun to worry about “Oil, Oil, Oil.” Yes there are other issues, many of which you are all quite familiar with, but at this point […]