Emergency reserves are a vital part of every good financial plan. Having extra savings that can be accessed to cover an unexpected expense enables you to avoid charging up credit cards and taking withdrawals from retirement savings. So where should you keep those reserves and how should they be invested? Or should they be invested […]
I think most will agree that the top consideration in buying a home is location, and that is true for a number of reasons. Everyone wants to live in a desirable area suitable to their way of living. For some the location may be conveniently…
Are you one of the 75% of taxpaying Americans who will get a refund this year? That number seemed surprisingly high to me since I’ve always been taught that overpaying or having too much withheld for taxes was basically lending Uncle Sam mo…
New year, new budget! The holidays are over, 2018 has arrived, and we’ve begun a new year to meet your financial goals. Don’t let unexpected expenses derail your plans for the new year. The start of a new year is the perfect time to clear off your kitchen table and take an in-depth view at […]
If you are saving for college for your children, a 529 college savings plan is one of the best vehicles to utilize. A 529 plan is a tax-deferred account that allows you to save money and invest it for future college expenses. As long as you use the funds for qualified college expenses, withdrawals from […]
TV Interview: Chrissy Canapari with Frank Coletta from WJAR/Channel 10: Tips for Charitable Giving in Times of CrisisSeptember 15, 2017 1:23 pm
Building on her September 11th blog, Chrissy Canapari spoke with WJAR’s Frank Coletta about things to consider when making your charitable donations.
In 2016, over $390 billion was donated to charitable causes in the US. Many people donate money and time to their favorite charities throughout the year. Some choose to set up scheduled giving such as a monthly donation, while others make their donations at the end of the year. When unexpected events, like Hurricanes Harvey […]
TV Interview: Chrissy Canapari with Frank Coletta from WJAR/Channel 10: Should I Pay Off my Mortgage Before I Retire?July 28, 2017 1:02 pm
Building on her July 11th blog, Chrissy Canapari spoke with WJAR’s Frank Coletta about some items to think about when making the decision to pay off your mortgage before you retire.
Ideally everyone would reach retirement and not have an outstanding mortgage balance, but that is not always the case. Some people choose to keep a mortgage for tax purposes, but often, due to any number of circumstances, retirement approaches and a mortgage balances still exist for many retirees. The outstanding mortgage loan may be on […]
TV Interview: Chrissy Canapari with Frank Coletta from WJAR/Channel 10: Financial Planning for Blended FamiliesMarch 3, 2017 12:50 pm
Building on her February 21st blog, Chrissy Canapari spoke with WJAR’s Frank Coletta about some of the key issues that should be addressed with blended families.