Should I Bank Online?

Emergency reserves are a vital part of every good financial plan.  Having extra savings that can be accessed to cover an unexpected expense enables you to avoid charging up credit cards and taking withdrawals from retirement savings.  So where should you keep those reserves and how should they be invested?  Or should they be invested at all?  Since you want...

How much should I have in my 401k at age X?

At the end of each quarter, many of us receive our latest retirement statement. We take a quick glance to see the bottom line and how our accounts have done over the last three months—the difficulty we see for many investors is, after looking at those balances, there’s no frame of reference. Most have a hard time figuring out if...

StrategicPoint’s Megan M. Logee earns Chartered Financial Consultant® (ChFC®) designation and is promoted to Senior Financial Advisor.

Providence, RI—(July 1, 2018) – StrategicPoint Investment Advisors (‘StrategicPoint’), a RIA based in Providence, RI, today announced the promotion of  Megan M. Logee, ChFC® to Senior Financial Advisor after earning the Chartered Financial Consultant® (ChFC®) professional designation from The American College. Ms. Logee will advise clients on a broader range of topics including financial planning, wealth accumulation and estate planning,...

Outlook for the Second Half of 2018

It shouldn’t be surprising that US stock indices were relatively flat the first half of the year. After all, 2017 brought a stellar, unexpected gift in the form of performance returns. As the year turned over, most investors were aware that stocks can only go up for so long before one of two things happen: they correct or they pause...

Financial Factors to Consider when Buying a Home

Most people will agree that the top consideration in buying a home is location, and that is true for a number of reasons.  Everyone wants to live in a safe and desirable area suitable to their lifestyle.  For some the location may be conveniently located to their workplace, and for others it may offer quality school systems for their children. ...

Should You Consider Refinancing Your Debt?

As we are now experiencing a rising interest rate environment, it is imperative to take a close look at your debt obligations to determine if action should be taken. Many of us have enjoyed low interest rates on our debt for several years now, and this may have swayed your decision to accept variable rate terms in order to significantly...

StrategicPoint Names Two New Partners

PROVIDENCE, April 30, 2018 – StrategicPoint Investment Advisors, LLC, an independent Registered Investment Advisor, announced the promotion of Richard J. Anzelone and Derek M. Amey to Partners. With the addition of these two individuals, StrategicPoint’s leadership team now includes three Partners. "We are very pleased that Rick and Derek’s leadership skills are being recognized through this promotion. Each has served...

Three Things to Keep In Mind Before Deciding to Downsize

If you’re nearing retirement, or settling in to your new retirement routine, chances are you’ve considered downsizing. Whether you’re looking to take advantage of mortgage savings, a warmer climate, or adding a second home, downsizing can be an integral part of your desired lifestyle in retirement. Downsizing is defined as the liquidation – or selling – of your assets, usually...

4 Ways to Spend Your Income Tax Refund

Each year about 8 out of 10 American taxpayers will receive a refund.  There are arguments both for and against having so much tax withheld from your paycheck or other income sources that you wind up getting a refund.  Some argue that overpaying taxes is essentially an interest free loan to Uncle Sam.  Others prefer to use tax withholding as...